Jose Gomez 

jose@declending.com

Seasoned Real Estate Professional

With a career spanning over two decades in the dynamic world of real estate, Jose Gomez has not only established himself as a multifaceted industry expert but has also left an indelible mark on every facet he has ventured into. His journey began in 1997 as a Realtor, and since then, he has expanded his horizons to encompass various roles, making him a true luminary in the field.

Jose Gomez embarked on his real estate journey as a Realtor, where he meticulously honed his skills in property evaluation, negotiation, and client satisfaction. During this formative period, he swiftly gained a reputation for his unwavering dedication to helping clients find their dream homes. His sharp eye for market trends and exceptional customer service set him apart as a trusted advisor in the pursuit of real estate excellence.

In 2001, Jose Gomez orchestrated a seamless transition into the world of mortgage banking. Leveraging his deep understanding of real estate, he empowered countless individuals and families to achieve their homeownership dreams. His expertise in mortgage financing, coupled with his client-centric approach, made him a trusted confidant in securing the right loan options, cementing his role as a key player in the realm of real estate finance.

As the calendar rolled into 2006, Jose Gomez ventured further into his real estate odyssey, becoming a General Contractor. This bold move allowed him to bring homes to life, from the ground up. His meticulous attention to detail, unmatched construction knowledge, and unwavering commitment to quality have resulted in a portfolio of stunning homes that stand as a testament to his craftsmanship and dedication to the art of homebuilding.

However, Jose Gomez is not only well-versed in building homes but also in the intricate web of real estate, including property investment, financing, and insurance. His diverse skill set, encompassing both the financial and construction aspects of the industry, makes him a rare gem in the real estate world—a true one-stop-shop for all real estate needs.

Jose, a prominent figure in the real estate industry, began their illustrious career as the top listing agent in Miami Beach in 1999. Their exceptional skills and dedication quickly propelled them to the forefront of the market, earning them recognition as the top producer in their brokerage.

Jose’s reputation for excellence continued to grow, they ventured into the world of mortgage lending and made their mark as a leading professional in the field and achieved remarkable success as a top producer at ‘Fembi Mortgage,’ the #1 Latin lender.

Throughout their journey, Jose has consistently demonstrated a deep commitment to providing unparalleled service and expertise to their clients. Their achievements in both real estate and mortgage lending have solidified their status as a true industry trailblazer and a trusted resource for all real estate and mortgage needs.

As Jose Gomez continues to excel in the ever-evolving real estate landscape, he remains committed to helping individuals and families turn their real estate aspirations into reality. His passion for the industry, coupled with his wealth of knowledge, ensures that he will remain a prominent figure in real estate for years to come.

Connect with Jose Gomez today to experience firsthand the expertise and passion that have made him a trusted name in the real estate world. With Jose Gomez by your side, your real estate goals are not just aspirations; they’re destined realities.

Jose Gomez 

jose@declending.com

Seasoned Real Estate Professional

With a career spanning over two decades in the dynamic world of real estate, Jose Gomez has not only established himself as a multifaceted industry expert but has also left an indelible mark on every facet he has ventured into. His journey began in 1997 as a Realtor, and since then, he has expanded his horizons to encompass various roles, making him a true luminary in the field.

Jose Gomez embarked on his real estate journey as a Realtor, where he meticulously honed his skills in property evaluation, negotiation, and client satisfaction. During this formative period, he swiftly gained a reputation for his unwavering dedication to helping clients find their dream homes. His sharp eye for market trends and exceptional customer service set him apart as a trusted advisor in the pursuit of real estate excellence.

In 2001, Jose Gomez orchestrated a seamless transition into the world of mortgage banking. Leveraging his deep understanding of real estate, he empowered countless individuals and families to achieve their homeownership dreams. His expertise in mortgage financing, coupled with his client-centric approach, made him a trusted confidant in securing the right loan options, cementing his role as a key player in the realm of real estate finance.

As the calendar rolled into 2006, Jose Gomez ventured further into his real estate odyssey, becoming a General Contractor. This bold move allowed him to bring homes to life, from the ground up. His meticulous attention to detail, unmatched construction knowledge, and unwavering commitment to quality have resulted in a portfolio of stunning homes that stand as a testament to his craftsmanship and dedication to the art of homebuilding.

However, Jose Gomez is not only well-versed in building homes but also in the intricate web of real estate, including property investment, financing, and insurance. His diverse skill set, encompassing both the financial and construction aspects of the industry, makes him a rare gem in the real estate world—a true one-stop-shop for all real estate needs.

Jose, a prominent figure in the real estate industry, began their illustrious career as the top listing agent in Miami Beach in 1999. Their exceptional skills and dedication quickly propelled them to the forefront of the market, earning them recognition as the top producer in their brokerage.

Jose’s reputation for excellence continued to grow, they ventured into the world of mortgage lending and made their mark as a leading professional in the field and achieved remarkable success as a top producer at ‘Fembi Mortgage,’ the #1 Latin lender.

Throughout their journey, Jose has consistently demonstrated a deep commitment to providing unparalleled service and expertise to their clients. Their achievements in both real estate and mortgage lending have solidified their status as a true industry trailblazer and a trusted resource for all real estate and mortgage needs.

As Jose Gomez continues to excel in the ever-evolving real estate landscape, he remains committed to helping individuals and families turn their real estate aspirations into reality. His passion for the industry, coupled with his wealth of knowledge, ensures that he will remain a prominent figure in real estate for years to come.

Connect with Jose Gomez today to experience firsthand the expertise and passion that have made him a trusted name in the real estate world. With Jose Gomez by your side, your real estate goals are not just aspirations; they’re destined realities.

Ivan Rivera

INVESTOR RELATIONS
Cel.  786-488-7445
ivan@declending.com

Ivan, based in Miami and working as a loan officer, brings a unique blend of experiences to his role. With approximately six months of experience in the real estate sector, he has already made his mark. His background includes ownership of a title company and previous work in the mortgage industry during the challenging times of 2008, which has likely provided him with valuable insights into the complexities of the mortgage and housing market.

Beyond real estate, Ivan’s career has been diverse. He has spent 15 years as the owner of Rivera Events, an event company. This entrepreneurial experience in the events industry may contribute to his ability to connect with clients, understand their needs, and provide personalized service.

Ivan’s multifaceted career history suggests that he brings a wide range of skills and perspectives to his work as a loan officer in Miami, making him a potentially valuable resource for individuals seeking financing solutions for their real estate needs.

Erika Catano

Loan Processor

3785 NW 82nd Ave Suite 304 Doral, FL 33166

Cel.786-897-3055 | Of.  305-697-7211

erika@declending.com

Erika Catano has an extensive background in the finance industry, with over 25 years of experience in various roles. Her  expertise spans across multiple areas, including banking, financing, real estate, sales, management, customer services, and loan processing. Erika’s primary role as a loan officer in Miami, Florida, involves assisting individuals in securing financing for their dream homes.

As a loan officer, Erika would be responsible for working closely with clients to understand their financial needs and goals. She would help clients navigate the often complex world of real estate financing, guiding them through the loan application and approval process. This may involve assessing their creditworthiness, helping them choose the right loan product, and ensuring all necessary documentation is in order.

Erika’s extensive experience in sales and customer service likely plays a crucial role in building trust with her clients and ensuring a smooth lending process. Additionally, her management background may aid in effectively organizing and overseeing loan processing activities.

Ultimately, Erika Catano’s role as a loan officer allows her to make a significant impact on individuals’ lives by helping them achieve their dream of homeownership through her extensive knowledge and experience in the finance industry.

JESSI GARCES
Transaction Manager
jessi@declending.com

Jessi Garces is not only a highly respected professional in the real estate industry but also serves as the transaction manager for the hard money department at DEC Lending. Her multifaceted role within the company showcases her exceptional skills and dedication to assisting buyers and investors with their financing needs. With three years of hands-on experience in the hard money lending sector, Jessi has become a trusted figure in this specialized field.

In her capacity as a transaction manager, Jessi ensures that all financial aspects of real estate transactions run smoothly and efficiently. Her meticulous attention to detail, combined with her extensive knowledge of the industry, allows her to facilitate the lending process seamlessly. Whether clients are seeking financing for real estate purchases or investments, Jessi’s expertise is a valuable asset.

Furthermore, Jessi’s commitment to prioritizing relationships over transactions extends to her role as a transaction manager. She recognizes that successful real estate deals hinge not only on the financial aspects but also on the quality of the relationships built during the process. Her dedication to providing exceptional service and support to clients underscores her reputation as a dependable and trustworthy professional.
With her strong ties to Florida, particularly in Miami, and her profound understanding of the local real estate market, Jessi Garces is the go-to expert for clients navigating the diverse residential niches in the region. Her ability to blend assertiveness with professionalism ensures that clients’ needs are met while maintaining a respectful and balanced approach.

In summary, Jessi Garces is a real estate luminary known for her integrity, extensive experience, and sincere dedication to her clients. Her role as both a hard money lender and a transaction manager at DEC Lending demonstrates her versatility and expertise in the real estate industry. Whether clients are buying, selling, or renting properties in Miami’s bustling market, Jessi’s unwavering commitment to cultivating enduring client relationships and her deep knowledge of real estate make her an invaluable resource for those seeking guidance in this dynamic landscape.

Stephen Page

Investment Director

3785 NW 82 Avenue Suite 304 Doral, FL 33166

Direct: (305) 790-8554

Steph@declending.com

Stephen Page: Your Trusted Loan Officer and Investment Director with Over a Decade of Hard Money Lending Expertise

Are you on the hunt for a seasoned professional who can navigate the complex world of hard money lending with ease? Look no further than Stephen Page, your dedicated Loan Officer and Investment Director at DEC Lending. With over 10 years of experience in the industry, Stephen has honed his skills and expertise to help you unlock your real estate investment dreams.

Stephen’s journey in hard money lending began over a decade ago, and he’s been passionately serving clients ever since. His commitment to the field has earned him a reputation as a reliable and trusted expert. As a Fund Control Manager, Stephen possesses a keen eye for detail and financial acumen that sets him apart. He’s your go-to professional for managing funds efficiently, ensuring your investments are on the right track. Stephen also takes on the role of Investment Director, where his strategic vision and market insights play a pivotal role in guiding clients towards lucrative opportunities. His track record of success speaks volumes about his ability to spot investment gems.

Experience Matters: With a decade of hard money lending experience, Stephen has weathered market fluctuations, making him well-equipped to navigate any scenario.

Personalized Guidance: Stephen understands that every client is unique. He takes the time to understand your goals and tailors strategies to align with your financial aspirations.

Fund Control Expertise: Whether you’re a seasoned investor or a newcomer, Stephen’s fund control skills ensure your investments are in capable hands.

Market Insights: As an Investment Director, Stephen’s insights into market trends and emerging opportunities can help you make informed decisions.

Unlock Your Investment Potential: With Stephen Page as your guide, you’re not just investing; you’re investing wisely. Whether you’re diving into hard money lending, real estate investments, or seeking fund control expertise, Stephen’s commitment to your success is unwavering.

If you’re ready to embark on a journey towards financial freedom and real estate prosperity, connect with Stephen Page today. Let his experience and dedication pave the way to your investment success. Your future is waiting to be shaped, and Stephen is here to help you do just that.

David Lola

Associate Sales Director

3785 NW 82nd Avenue Suite 304 Doral FL 33166

Of.  305-697-7211 | Cell 305-801-6484

DavidLola@declending.com

David Lola – Your Trusted Real Estate Finance Expert

Introducing David Lola, a distinguished Loan Officer with a successful career in Real Estate finance that spans over two decades. With a rich background in serving clients in both Charlotte, North Carolina, and California, David has been a guiding light in the world of mortgages since 2005.

David’s journey through the intricacies of the real estate finance landscape began during a tumultuous period in the housing market—the 2008 mortgage crisis. In the face of adversity, David emerged as a key player, contributing significantly to the refinancing efforts aimed at mitigating mortgage defaults. This experience not only fortified David’s expertise but also instilled in him an unwavering commitment to assisting clients during their most challenging financial moments.

Throughout his career, David has adeptly collaborated with mortgage brokers and real estate brokers alike, leveraging his unique skill set to resolve complex financial issues. His ability to bridge the gap between these two worlds has made him a trusted partner, sought after for his strategic thinking and financial acumen.

David proudly holds a degree from the esteemed University of Texas at Austin, an institution renowned for producing top-tier professionals. This educational foundation, coupled with his practical experience, equips him to approach financing challenges with a comprehensive perspective, ensuring the delivery of optimal solutions for his clients.

David Lola stands ready and eager to take on new challenges in the realm of real estate finance. His wealth of experience, a track record of success, and an unwavering dedication to his clients’ financial well-being make him the ideal choice for those seeking funds and solutions in today’s competitive market.

If you’re in search of a Loan Officer who can transform challenging financing circumstances into opportunities for success, look no further than David Lola. His expertise, dedication, and commitment to client satisfaction make him a valuable asset in the world of real estate finance. Contact David today to embark on a financial journey that leads to your dreams becoming a reality.

Rosaynes “Rosy” Curbelo, EA

Loan Officer

3785 NW 82nd Ave Suite 304 Doral, FL 33166

Of.  305-697-7211 | Cell. 786-309-0965 x109

Company NMLS#2079333 | Personal NMLS#2144545

Rosaynes “Rosy” Curbelo is a highly accomplished Loan Officer based in South Florida. With a wealth of experience and a deep understanding of the lending landscape, Rosy has become a trusted resource for individuals and businesses seeking financing solutions tailored to their unique needs.

Rosy Curbelo’s journey in the financial industry has been defined by her expertise in securing loans and helping clients achieve their financial goals. She excels in connecting borrowers with the right lending products, whether it’s for purchasing a home, funding a business venture, or any other financial endeavor. Beyond her role as a Loan Officer, Rosy is deeply committed to her community. She actively participates in events and initiatives aimed at enhancing the local area and motivating aspiring leaders. Her passion for community engagement shines through as she mentors and supports the next generation of leaders.

In a competitive and ever-evolving lending landscape, Rosaynes “Rosy” Curbelo stands out as a dependable and knowledgeable advisor. Her dedication to her clients, combined with her extensive experience in lending, ensures that individuals and businesses receive expert guidance in securing the financing they need.

For all your lending needs, from mortgages to business loans and beyond, turn to Rosy Curbelo. With her in-depth knowledge, commitment to excellence, and heart dedicated to community betterment, she is not just a Loan Officer but also a valuable advocate for those seeking financial success and community growth.